When the Internet was still in its infancy, there were some unbelievers who thought that it would be a simple fashion and that it would happen quickly. But time has ended by portraying them and is that, even today, the virtual world is on the rise. This is shown by the data from the last study conducted by Nominalia, a company specialized in registering domains on the Internet, where it is indicated that Spaniards spend 2 hours and 58 minutes of our free time surfing the net. And one of the main consequences is the increase in requests for personal loans online, as they are becoming a great option to get fast money from our bed.
The use of the Internet to request our personal loans brings us several advantages, especially if we decide to manage all the procedures of the products in a virtual way. These are several of the main aspects in which the Internet will make our lives easier:
Since the birth of the Internet and the beginning of the information age, we can know the details of thousands of offers of any scope in a few minutes. Therefore, although we have the payroll domiciled in a bank, we can discover a good loan offer in another entity and want to request it.
Before, it was very complicated. The vast majority of companies demanded that we have contracted a current account with them to grant us any type of loan. As there were no other options, we used to give in, changing banks just to be able to get the funding we needed so much.
Now the financial landscape has changed completely and more and more entities are granting us loans without the need to direct our income with them. In fact, none of the three offers we have shown above will require us to change banks. So we can apply for your personal loans online regardless of our type of relationship with other entities and without having to change the address of our payroll.
A few years ago we were afraid to give our data online, outside to make a purchase or to ask for a loan. But now the technology is so advanced that companies have specialized programs to strengthen the security of their customers and their data.
The latest Nominalia study does nothing but supports the thesis of the increase in Internet management. It indicates that more than 50% of Internet users buy online every month and, of these, almost 12% do so weekly. And they do not have to be payments of small amounts, as you might think. 38% say they invest more than 500 euros in their online purchases, while one in 10 users claim to exceed 1,000 euros in their network expenses.